Title Services for Real Estate                     Wholesalers Double Close Title Company                 Local Same Day Transactional Funding

⚡ Funding in 24–48 Hours 🔒 No Credit Check — No Personal Guarantee 📍 Phoenix, Arizona
Arizona Transactional Funding Specialists

Same Day Transactional Funding in Phoenix, Arizona

Funded within 24 to 48 hours of title's clear-to-close on files under $1M — most files fund on the early end of that window. Deals at $1M and above are quoted with their own funding timeline. Short-term capital for the A-B leg of your double close, repaid from B-C proceeds. No credit check. No personal guarantee. No appraisal.

Submit Your Deal → See Fee Schedule
$0
Out of your pocket
AZ
Arizona statewide coverage
0
Credit checks required
24–48
Hours from title's clear-to-close
What It Is

What Is Transactional Funding?

Transactional funding is short-term capital that covers the gap between your A-B purchase and your B-C sale in a double close.

💰

We Fund the A-B Leg

Most wholesalers do not have $200K–$1M sitting in their account. We provide the short-term capital needed to purchase the property from the original seller on the A-B closing. You do not need your own cash.

⚡

Repaid at Closing

Our funding is repaid from your end buyer's proceeds on the same closing day. B-C closes immediately after A-B — the funds flow through escrow in one sequence. You never hold our capital overnight under normal circumstances.

🔒

Non-Recourse Funding

Our funding is non-recourse. We are repaid from B-C proceeds only. No personal guarantee, no credit check, no appraisal. The deal itself is the collateral — specifically the verified B-C closing proceeds.

📋

Written Escrow Instructions

Everything runs through written escrow instructions with your title company. A-B does not fund until B-C proceeds are verified for disbursement. This protects all parties and ensures the sequence happens correctly.

How It Works

The Funding Process, Step by Step

From deal submission to funding wire — here is exactly what happens.

1
Submit both contracts
Upload your fully executed A-B and B-C contracts through our deal submission form. Both contracts must have matching back-to-back closing dates and your buying entity on the A-B side.
2
Deal review and lender doc e-sign
Our team reviews your package — purchase prices, closing dates, entity names, and deal structure. Once approved, we send you lender documents to e-sign electronically. This takes a few minutes from any device.
3
Title prepares both files
Your title company runs the title search and prepares preliminary settlement statements for both A-B and B-C with our fee correctly calculated. We stay in contact with your escrow officer throughout this process.
4
End buyer funds verified
Before the A-B wire goes out, title confirms your end buyer's funds are verified for disbursement under the escrow instructions. Cash buyer proof of funds or lender confirmation is helpful but not required. Wire cutoff times must be met.
Funded within 24 to 48 hours of title's clear-to-close on files under $1M — most files fund on the early end of that window. Deals at $1M and above are quoted with their own funding timeline. The clock starts when title clears the file, not when you submit to us.
5
A-B funds are wired to title
Once everything is verified and within wire cutoff, the A-B funding wire is sent to your title company. A-B closes. B-C closes immediately after from your end buyer's funds. Our fee and Document Prep are deducted from your B-C proceeds. You receive your net spread.
Title takes weeks. Funding takes hours.
Both start on day one and run side by side. The funding clock does not start until title clears the file.
You Title Funding source
You Submit your file Day 1 — goes to title and funding at the same time
↓
Title Title works the file Search, payoffs, HOA demands
≈7–14 days, varies
↓
Title Clear-to-close Title releases the file
Funding source Contracts reviewed Runs in parallel — while title works
↓
Funding source Funds wire 24–48 hrs after clear-to-close
Clear-to-close starts the funding clock
Same-day close
Both closings and both wires land in one day — here is the order
Funding source Funds wire in Early morning
You A-B closes Mid morning
You B-C closes Early afternoon
Title Payoff out Afternoon
Sequence shown is illustrative. Actual times depend on your title company and bank wire cutoffs on the day of closing.
Phoenix Double Close · Arizona transactional funding
phoenixdoubleclose.com · 602-854-9133
Requirements

What We Need From You

Everything required to get your deal funded — nothing more.

You provide at submission

Fully executed A-B Purchase Contract
Fully executed B-C Sale Contract or Assignment
Buying entity docs — Operating Agreement and EIN
Government-issued ID
End-buyer Proof of Funds or lender approval letter
Title company name and escrow officer contact

Chased after submission

Title commitment from title company
Preliminary HUD — both A-B and B-C sides
Verified wire instructions from escrow
End-buyer wire confirmation on closing day
Executed deeds and all closing documents
Wire cutoff confirmation from title
Wire cutoffs are hard deadlines. Bank and title wire cutoffs in the local time zone control disbursement. Miss the cutoff and disbursement moves to the next business day. Submit your complete package as early as possible.
FAQ

Funding Questions, Answered

No. That is the entire point of transactional funding. We provide the capital for the A-B leg. You do not need your own cash to close the deal — only executed contracts and an end buyer who is ready to close.

No credit check and no personal guarantee. Our funding is non-recourse — we are repaid from B-C closing proceeds. The deal structure and your verified end buyer are what matter, not your credit score.

Our published rate schedule covers deals under $1M per file. At $1M and above we price case by case. Open the chat on this page and type human — leave your number and a real person calls you back with the quote and the timeline. No submission required. If you want to speed it up, submit your deal and we will price it back within 24 hours.

If A-B has not yet funded, the deal does not proceed and funds stay in escrow per the written instructions. If A-B has already funded and the closing rolls to the next day, a daily carry fee applies because our capital is deployed. This is why verifying end buyer funds before closing day is critical.

We fund double closes statewide across Arizona — Phoenix metro, Tucson, Scottsdale, Mesa, Chandler, Flagstaff, Yuma, Prescott, and all other Arizona markets. Both closings must happen at Arizona title companies on the same day.

Ready to Fund Your Deal?

Submit your A-B and B-C contracts and we will get your transactional funding in place for closing day.