Full Transparency — No Surprises

Every Fee on Your
Settlement Statement
Transparent Pricing

Everything listed here appears as a line item before closing. You know your exact net proceeds before the closing table — no surprises when wire deadlines hit.

Submit Your Deal → Read the FAQ
Step 1 — Your Funding Rate (Based on A-B Purchase Price)
Up to $1M 1.49% – 1.93% min $1,499
Quoted per file within the published range
$1M and above Case by case commercial pricing
Submit your numbers → priced back in 24 hours

Rate is quoted per file within the published range and confirmed in writing before you commit. Totals include doc prep ($250). Collected at closing — $0 due today.

Step 2 — Required Flat Fee — Collected on the Settlement Statement at Closing, Nothing Due Upfront

Document Preparation required

Lender documents, funding disclosures, and wire instructions for both closings. Without this, escrow cannot process the transaction.

+ $250 flat
Step 3 — Only If It Applies to Your Deal

Two Separate Escrow Files if applicable

When A-B and B-C close at different title companies — extra coordination required

+ 0.50 pts or $750

Rush Closing if applicable

Close of Escrow date is within 5 business days of submission

+ 0.50 pts or $500–$750

Carry / Extension if applicable

If closing extends past the agreed date — capital is deployed and held for your deal

+ 0.15 pts / day or $150/day — whichever is greater

Pass-Through Costs if applicable

Title rush fees, after-hours closings, extra wires — exact vendor cost, zero markup from us

At cost zero markup

What does +0.50 pts mean? Points are percentage points added to your rate. Example: 1.49% tier + rush = 1.99%. On a $600K deal that is extra $3,000 — worth knowing before committing to a tight timeline.

Example Deal Totals — What You Actually Pay at Closing
$300K deal · 1.49–1.93% $300K A-B · standard closing $4,720 – $6,040 $4,470–$5,790 + $250
$600K deal · 1.49–1.93% $600K A-B · standard closing $9,190 – $11,830 $8,940–$11,580 + $250
$1M and above · case by case Commercial pricing Quoted per deal Submit for a firm number

Collected at closing from B-C proceeds — $0 due today. Every fee appears on your settlement statement before any wire is sent. You see the exact total before the closing table — no surprises when deadlines hit.

Pricing Questions, Answered

Straight answers on fees, timing, and what appears on your settlement statement.

When do I pay these fees? +

At closing, from B-C proceeds. Nothing is due upfront — no application fee, no deposit, no retainer. If the deal does not close, you owe nothing on the funding fee, doc prep, or TC.

Is the rate based on what I borrow or the A-B purchase price? +

The A-B purchase price — what you pay the seller. Your spread and your B-C sale price do not affect the funding fee. Your exact rate within the 1.49%–1.93% range is set when we review the file and confirmed before you commit.

What does "pass-through at cost" mean? +

Title rush fees, after-hours closings, and extra wires are billed at the exact vendor cost with zero markup. You see the invoice amount on your settlement statement.

What if my deal is over $1M? +

Deals at $1M and above are priced case by case rather than off the published range. Larger and commercial transactions also need more lead time than a standard residential file. Submit your numbers and you will get a firm quote back.

Will my final fee ever differ from the estimate? +

Your rate is locked in writing before you commit. After that it only moves if something on your file changes — a rush timeline, a second escrow file, or a carry beyond the agreed closing date. Every one of those is published above, and you see the final total on the settlement statement before any wire is sent.